Car insurance is a contract through which the insurer covers the risks to which land motor vehicles (cars, motorcycles, etc.) are exposed, including civil liability arising from their circulation, as well as optional coverage, such as own damage , travel assistance and legal protection.
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The owner or driver of a vehicle is responsible for the damage it may cause and in the event of an accident they may have to pay high compensation. To protect the interests of the injured parties, who are entitled to have their damages paid, regardless of whether the person responsible for the accident has the financial conditions to do so, civil liability insurance for motor land vehicles and their trailers is mandatory.