Agreement signed between the majority of insurers in the Portuguese market, which allows the policyholder, within the scope of car insurance, to resolve the claim with the insurer himself, who will pay the losses directly to the insured, avoiding the latter having to contact the insurer of the responsible third party. The agreement is applicable to accidents occurring in Portugal, where only two vehicles with valid insurance are involved and which result in material damage of less than a certain amount. It is also necessary that the Friendly Car Accident Declaration (DAAA) is duly completed and signed by both drivers.